Poll

Notes to the consolidated financial statements

30. Liabilities to clients

	Balance as at 31 December 2014	Balance as at 31 December 2013
	PLN’000	PLN’000
Institutional clients:
Current accounts	593,056	584,135
Term deposits	1,173,795	1,386,033
Other liabilities, including:	17,021	4,494
- due to cash collateral	13,427	1,977
Total - institutional clients	1,783,872	1,974,662
Individual clients:
Current accounts	2,265,200	2,209,188
Term deposits	2,323,793	1,899,036
Other liabilities, including:	61,333	48,947
- due to cash collateral	4	4
Total - individual clients	4,650,326	4,157,171
Government agencies and local authorities
Current accounts	50,312	84,987
Term deposits	7,506	13,751
Other liabilities, including:	7	7
- due to cash collateral	7	7
Total - government agencies and local authorities	57,825	98,745
Total	6,492,023	6,230,578
including:
Short-term (up to 1 year)	3,206,320	3,037,883
Long-term (over 1 year)	377,128	314,385
With unspecified maturity	2,908,575	2,878,310