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Notes to the consolidated financial statements

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15. Other operating expenses

The Group recognized impairment allowances for receivables from various debtors, write-downs of inventories and impairment allowances for deferred income (overdue receivables due to commissions), taking into account probability of payment and number days past due. Impairment losses for overdue receivables due to commissions are disclosed in “Net fee and commission income” in consolidated income statement.