Notes to the consolidated financial statements
Download note 24.1 in XLS24.1 Loans and advances to customers (by type)
| Balance as at | Balance as at | |
|---|---|---|
| 31 December 2015 | 31 December 2014 | |
| PLN’000 | PLN’000 | |
| individuals | 4 711 355 | 4 423 563 |
| - overdraft facilities | 32 478 | 35 836 |
| - cash loans and instalment loans | 2 031 277 | 1 680 009 |
| - mortgage loans | 228 598 | 245 792 |
| - real estate loans | 2 402 034 | 2 444 023 |
| - credit card debt | 16 968 | 17 903 |
| institutional customers | 578 292 | 598 760 |
| - overdraft facilities | 29 007 | 34 627 |
| - real estate loans | 302 556 | 297 997 |
| - operating loans | 69 630 | 78 595 |
| - investment loans | 138 338 | 147 337 |
| - mortgage loans | 33 352 | 37 063 |
| - other receivables | 2 554 | 3 141 |
| - margin deposits and funds | 2 855 | 0 |
| local authorities | 252 842 | 303 362 |
| - real estate loans | 351 | 507 |
| - investment loans | 252 491 | 302 855 |
| Gross loans and advances | 5 542 489 | 5 325 685 |
| Impairment losses on receivables | 229 607 | 173 908 |
| Net loans and advances | 5 312 882 | 5 151 777 |