Notes to the consolidated financial statements
Download note 8 in XLS8. Net fee and commission income
| Net fee and commission income | Period | Period |
|---|---|---|
| from 1 January 2015 | from 1 January 2014 | |
| to 31 December 2015 | to 31 December 2014 | |
| Fee and commission income, including: | PLN’000 | PLN’000 |
| settlement and cash transactions | 45 401 | 42 783 |
| keeping bank accounts | 25 221 | 27 589 |
| payment and credit cards | 19 520 | 21 028 |
| sale of insurance products | 3 412 | 4 717 |
| originated loans and advances | 1 097 | 1 243 |
| other | 5 059 | 4 944 |
| Total | 99 710 | 102 304 |
| Fee and commission expense, including: | Period | Period |
|---|---|---|
| from 1 January 2015 | from 1 January 2014 | |
| to 31 December 2015 | to 31 December 2014 | |
| PLN’000 | PLN’000 | |
| keeping current accounts and term deposit | (18 071) | (18 108) |
| managing payment cards, ATM and POS cash withdrawals | (12 853) | (10 746) |
| cash management services for the Group | (7 916) | (8 513) |
| other services | (5 033) | (5 280) |
| Total | (43 873) | (42 647) |
The Group reclassified reimbursements and adjustments of fees and commissions on loans and advances and recognized them in “Fee and commission income – other” and in “Fee and commission income from loans and advances granted to customers” in the data for the period from 1 January 2014 to 31 December 2014.