Notes to the consolidated financial statements
Download note 11 in XLS11. General and administrative expenses
| Period | Period | |
|---|---|---|
| from 1 January 2015 | from 1 January 2014 | |
| to 31 December 2015 | to 31 December 2014 | |
| PLN’000 | PLN’000 | |
| Employee benefits | (95 276) | (99 398) |
| Payroll | (80 856) | (84 054) |
| Payroll charges | (12 530) | (13 416) |
| Appropriations to the Company’s Social Benefit Fund | (1 890) | (1 928) |
| Administrative costs | (103 576) | (98 420) |
| Other employee benefits | (6 324) | (6 688) |
| Costs of external services, including: | (45 841) | (50 398) |
| - cost of software maintenance and IT services | (16 116) | (16 851) |
| - costs of telecommunication services | (10 681) | (12 412) |
| - costs of services related to bank settlements | (5 345) | (5 692) |
| - costs of public utilities, security and monitoring services | (4 959) | (5 394) |
| - costs of advisory, audit and legal services | (4 243) | (5 636) |
| - other | (2 320) | (2 957) |
| - costs of repair and renovation | (2 177) | (1 456) |
| Costs of insurance and lease payments | (13 268) | (16 519) |
| Costs of promotion and advertising | (7 889) | (10 220) |
| Materials | (3 004) | (3 385) |
| Taxes and charges | (2 980) | (3 099) |
| Other non-personnel costs | (24 270) | (8 111) |
| - costs of payments to the Bank Guarantee Fund | (19 973) | (6 545) |
| - cost of payments made to the Borrowers Support Fund | (3 638) | 0 |
| Depreciation/amortization, including: | (18 178) | (20 804) |
| Depreciation of fixed assets | (10 372) | (11 937) |
| Amortization of goodwill | (7 806) | (8 867) |
| Total | (217 030) | (218 622) |
In 2015 “Costs of payments to the Bank Guarantee Fund” included not only the annual fee and prudential fee paid in 2015 but also the cost of payment made to the Bank Guarantee Fund under the Resolution No. 87/DGD/2015 of the Management Board of the Bank Guarantee Fund of 26 November 2015 of PLN 11 925 thousand used for payment of guaranteed funds to depositors of Spółdzielczy Bank Rzemiosła i Rolnictwa in Wołomin.
In 2015 "Cost of payments made to the Borrowers Support Fund” included costs of the provision recognized by the Bank for an obligatory payment to the Borrowers Support Fund, established under the Act on supporting borrowers in a difficult financial situation who have been granted a mortgage loan of 9 October 2015 (Journal of Laws of 2015, item 1925).