Poll

Notes to the consolidated financial statements

8. Net fee and commission income

Fee and commission income, including:	Period from 1 January 2014 to 31 December 2014	Period from 1 January 2013 to 31 December 2013
	PLN’000	PLN’000
settlement and cash transactions	42,783	36,742
keeping bank accounts	27,589	10,568
payment and credit cards	21,028	17,126
sale of insurance products	4,717	3,589
originated loans and advances	855	747
other	5,332	4,234
Total	102,304	73,006

Fee and commission expense, including:	Period from 1 January 2014 to 31 December 2014	Period from 1 January 2013 to 31 December 2013
	PLN’000	PLN’000
keeping current accounts and term deposits	(18,108)	(14,788)
managing payment cards, ATM and POS cash withdrawals	(10,746)	(8,012)
cash management services for the Group	(8,513)	(5,901)
other services	(5,280)	(2,677)
Total	(42,647)	(31,378)