Annual Report 2014
Poll
Notes to the consolidated financial statements
23.1. Loans and advances to customers (by type)
Balance as at 31 December 2014 |
Balance as at 31 December 2013 |
|
---|---|---|
PLN’000 | PLN’000 | |
individuals | 4,423,563 | 4,143,207 |
- overdraft facilities | 35,836 | 37,515 |
- consumer loans | 1,925,801 | 1,723,116 |
- real estate loans | 2,444,023 | 2,367,726 |
- credit card debt | 17,903 | 14,850 |
institutional clients | 598,760 | 680,683 |
- overdraft facilities | 34,627 | 42,111 |
- real estate loans | 297,997 | 293,502 |
- operating loans | 78,595 | 96,644 |
- investment loans | 147,337 | 161,494 |
- mortgage loans | 37,063 | 58,993 |
- other receivables | 3,141 | 27,939 |
local authorities | 303,362 | 356,614 |
- real estate loans | 507 | 664 |
- operating loans | 0 | 2,611 |
- investment loans | 302,855 | 353,339 |
Gross loans and advances | 5,325,685 | 5,180,504 |
Impairment losses on receivables | 173,908 | 124,792 |
Net loans and advances | 5,151,777 | 5,055,712 |
Annual Report 2014 - Bank Pocztowy
Corporate Governance
- Corporate governance: principles and scope of application
- Control system in the process of preparing financial statements
- Entity authorized to audit financial statements
- Shareholding structure and share capital
- Key information regarding Poczta Polska S.A.
- Cooperation with Poczta Polska S.A.
- Investor relations
- By-laws amending principles
- Activities of the corporate bodies of the Bank