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332.3      PLN 
    million
    Income                         +12.9% y/y
     
    
    
    
218.6      PLN 
    million
    Costs +2.8% y/y
     
    
    
    
55.1      PLN 
    million
    Profit before tax                         +27.5% y/y
     
    
    
    
43.6      PLN 
    million
    Net profit +21.1% y/y
     
    
    
    
7.7      PLN 
    billion
    Balance sheet total +4,6% y/y
     
    
    
    
439.6      PLN 
    million
    Equity +12.2% y/y
     
 
    
    
    
1,432 
    thousand 
    Number of customers                         +0.6% y/y
     
    
    
    
997 
    thousand
    Numer of RORs                         -1.9% y/y
     
    
    
    
5,326 PLN 
    million
    Total loans                         +2.8% y/y
     
    
    
    
6,492 PLN 
    million
    Total deposits                         +4.2% y/y
     
    
    
    
218 
    thousand
    New customers                         Increase in 2014
     
    
    
    
240 
    thousand
    New RORs                         Increase in 2014
     
 
    
    
    
10.5 %
                              +0.9 p.p.
     
    
    
    
65.3 %
                              -6.0 p.p.
     
    
    
    
3.8 %
                              +0.2 p.p.
     
    
    
    
6.1 %
                              +0.7 p.p.
     
    
    
    
13.4 %
                              +0.5 p.p.
     
    
    
    
82.0 %
                              +1.1 p.p.
     
 
    - 
    
6.8%                     +0.7 p.p.
    Increase in retail 
loans                     more than the banking sector
     
    - 
    
11.8%                     +7.8 p.p.
    Increase in consumer loans                     more than the banking sector
     
    - 
    
11.9%                     +1.3 p.p.
    Increase in retail deposits                     more than the banking sector
     
    - 
    
10.5%                     +0.3 p.p.
    
    Net ROE                     more than the banking sector
     
    - 
    
3.8%                     +1.3 p.p.
    Net Interest
    margin                     more than the banking sector
     
    - 
    
6.1%                     -1.2 p.p.
    
    NPL                     less than the banking sector
     
 
    - 
    
Postal Corporate Account
    2nd place in money.pl                  
    ranking 
    - 
    
Bank Offer on the Internet
    3rd place  in the ranking of satisfaction among internet users 
    - 
    
Cash loans
    Winner of three rankings  by bankier.pl 
    - 
    
Annual report for the year 2013
     
    1st prize in the contest for The Best Annual Report for 2013 in the category of “Banks and financial institutions” 
    - 
    
Management Board report on the operations of the Bank for the year 2013
    Distinction for the best report on operations in the contest for The Best Annual Report for 2013 
    - 
    
Individual award for Monika Kurtek
    1st place  in the ranking of expected exchange rates by Puls Biznesu 
 
 
 
                     
                    
                        	
     
 
                    
                    
    
    
    Corporate Social Responsibility 
Report 2014
                    
    
    
    Corporate Governance 
Report 2014
   
                    
    
    
    Interactive data
                    
                    
                    
                    
    
    
    Corporate Social Responsibility 
Report 2014
                    
    
    
    Corporate Governance 
Report 2014
                    
                    
                    
                    
                    
                    
    
    
    Interactive data